Your month
Left this month$2,833.10
↗ Income$5,400.00
↘ Spending$2,566.90
Recurring$1,949.80
Know where it went.
Income, spending and what’s left. One clear view.
YOUR EVERYDAY MONEY, SIMPLIFIED
Know where
your money goes.
Track expenses, plan bills, and see your month clearly. Even offline.
See how it works
Ask your AI about Off Finance
Free on your phone. No account needed.
Available on Android. iPhone and web coming soon.
Works offline No account to start Free on your phone No tutorial needed
A LITTLE LESS EFFORT
A simpler way to manage your money.
A clear view of the things that matter.
Budgets
Transport$92.00 left
Food$444.30 left
Home bills$42.50 over
Health$71.20 left
Shopping$25.00 over
Travel$600.00 left
Coffee$45.00 left
Pets$125.00 left
Learning$180.00 left
Entertainment$90.00 left
Keep a little room.
Trends
IncomeOther spendingRecurring
2.3KJul
3.1KAug
2.6KSep
2.8KOct
3.3KNov
3.9KDec
Numbers show total spending, including installments. (USD)
See the bigger picture.
Bills & installments
SeptemberMonthly entries
Bills · RentSep 1 · Transfer
−$1,850.00
ShoppingHeadphonesSep 24 · Credit
1/4 −$30.00of $120.00
Next month
ShoppingOct 24 · Credit
2/4 −$30.00of $120.00
Know what comes next.
Monthly bills and installments, right where they belong.
Together
Our home
GroceriesAdded by Alex
−$86.40
InternetAdded by Sam
−$59.90
For the life you share.
A shared vault for your everyday life.
Expense automation
Set it once. It just works.
Tap to pay with Google Wallet and the expense adds itself. Your rules pick the category, and anything new waits for a quick look. The more you use it, the less you think about it.
01Tap to pay
02Expense added
03Sorted by your rules
You turn it on.
Expense automation starts off. It reads notifications only from the wallet apps you enable, today Google Wallet. You can revoke access in Android settings at any time.
Only the last four digits.
For your security, we save only the last four digits of the card from the wallet notification, to identify it, never the full number. We follow the masking principle of the card security standard (PCI DSS). Longer numbers in card labels are masked.
Free for everyone. Only available on Android.
SIMPLE PRICING
Your money, without the complication.
Start without an account. Add sync when you want to connect devices or share.
Freeno account
Everything for your everyday money.
- Organize spending and income by category
- Set budgets and compare months
- Recurring bills and installments
- Create vaults for home, work or travel
- Works offline, no account needed
- Join shared vaults without a subscription
- Expense automationAndroid only
$3.00/month
Monthly subscription
USD
For your devices and the people you share with.
- Everything in the free app
- Sync across your devices
- Create shared vaults with free or paid members
- Keep personal vaults separate
- Web versionComing soon
- Add expenses on WhatsAppComing soon
One owner pays.Free users can join by invitation. They don’t need their own subscription.
How does Expense automation work?
Turn it on, allow notification access on Android, and choose a vault. Tap to pay with Google Wallet. With automatic adding on, purchases with rules for both category and payment method add themselves. Anything else waits for review, where you can save rules for next time. It’s free for everyone. Check what is added, since notifications can be missed or read incorrectly.
What does Expense automation read?
Only notifications from the wallet apps you enable, today Google Wallet: title, text and time, to find the amount, merchant, card label and last four digits when present. The review list stays on your phone. Saved expenses follow your vault’s Sync settings, and sharing original notifications is a separate option, off by default. You can revoke notification access in Android settings.
Does it work offline?
Yes. Record purchases and use your budgets without an internet connection. Sync between devices needs internet.
How do recurring bills work?
Set the amount and monthly schedule once. Off Finance adds each occurrence to its month. You can pause or stop the recurring rule when things change.
How do installments work?
Enter the total and number of payments. Each installment appears in its own month, with its position and the purchase total.
Do I need an account?
No account is needed to track money locally. Create a free account to join a shared vault by invitation. Only its owner needs a paid sync plan.
Does everyone sharing need to pay?
No. You can stay on the free plan and join a paid owner’s shared vault by invitation. Only the owner pays. Invited members don’t need their own subscription.
Does it connect to my bank?
No. Add entries yourself or use Expense automation with Google Wallet on Android. Off Finance doesn’t move money or make payments.
Where is my data saved?
On your phone. With sync enabled, a copy is also stored on the server to sync your devices and authorized vault members.
Can I ask my AI about Off Finance?
Yes. Copy the question below, or open it in ChatGPT or Claude. It points your assistant to a short summary of the app written for AI.
Ask your AI about Off Finance
It’s easy to rest when your money’s in order.Download free